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$200 cash reward and NO payments for 2 months when you refinance your auto loan with It'sMyCU!*

Qualifying auto loans will receive a lower interest rate and a lower monthly payment!

Upgrade to GAP+ for additional benefits!

Add a warranty to protect your vehicle!

1

Fill out the loan application

3

Write a check

2

Receive your pre-approval and go car shopping

4

Follow up with your loan officer

• 1% cash back on all purchases
• 0% interest on purchases for 6 months*
• Competitive APR
• Additional offers available on the cash back mall
• No annual fee
• No balance transfer fees
• Promotional Balance Transfer Rates:

• 0% for 6 months or 5.9% for 12 months

• Download the CU Cards app to make payments, freeze your card, and set up travel notifications

*Introductory rate for new credit card holders only

Get pre-approved for an 

auto loan and earn $200

Already bought a car? Refinance with 

It'sMyCU and earn $200

We have an unsecured loan 

to fit everyone's needs

High rate on your credit card? 

Transfer your balance

• Competitively priced auto warranties.
• You don't have to be a member to get an auto warranty with us!
• Fill out the form below to get a warranty quote.
• If you have additional questions, email lobbylending@itsmycreditunion.org

What is GAP Insurance?

• Guaranteed Asset Protection
• GAP insurance is additional coverage when your vehicle is deemed a total loss. It kicks in to help cover the difference if your insurance does not cover the full loan balance.  

What is GAP PLUS?

• GAP insurance is additional coverage when your vehicle is deemed a total loss. It kicks in to help cover the difference if your insurance does not cover the full loan balance.  
• GAP Plus is an additional $2,500 incentive that is paid to the principle of your replacement vehicle financed with It'sMyCU!

• Consumer vehicle values
• The leading source of car, motorcycle, RV, and boat values

• Vehicle search by VIN or plate number
• Request the vehicle history report

Are you ready to take control of your credit and build a stronger financial future? Our Credit Empowerment Program is here to help you at every step of your journey.

Perfect for those new to credit. Learn the fundamentals and start building your credit the right way. 

Improve your existing credit score with personalized strategies.

Get comprehensive support for significant credit challenges including debt restructuring and budgeting advice.

Review your credit report 

with a specialist

Find out what is affecting 

your score

Learn how to increase
your score

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