Get the loan you need from It'sMyCU!

Bring Your Loan Home

Why Refinance With It'sMyCU?

$200 cash reward and NO payments for 2 months when you refinance your auto loan with It'sMyCU!*

Qualifying auto loans will receive a lower interest rate and a lower monthly payment!

Upgrade to GAP+ for additional benefits!

Add a warranty to protect your vehicle!

*Restrictions Apply

$200 CASH

*

Auto Purchase or Refinance from another lender

*

Make car buying easier!

1

Fill out the loan application

3

Write a check

2

Receive your pre-approval and go car shopping

4

Follow up with your loan officer

*Restrictions Apply

Rewards Credit Card is HERE!

  • 1% cash back on all purchases
  • 0% interest on purchases for 6 months*
  • Competitive APR
  • Additional offers available on the cash back mall
  • No annual fee
  • No balance transfer fees
  • Promotional Balance Transfer Rates:
  • 0% for 6 months or 5.9% for 12 months
  • Download the CU Cards app to make payments, freeze your card, and set up travel notifications

*Introductory rate for new credit card holders only

Learn About It'sMyCU Loans:

Get pre-approved for an 

auto loan and earn $200

Already bought a car? Refinance with 

It'sMyCU and earn $200

We have an unsecured loan 

to fit everyone's needs

High rate on your credit card? 

Transfer your balance

Check out our rates.

Did you know we offer auto warranties?

  • Competitively priced auto warranties.
  • You don't have to be a member to get an auto warranty with us!
  • Fill out the form below to get a warranty quote.
  • If you have additional questions, email lobbylending@itsmycreditunion.org

Learn more about GAP Insurance

It'sMyCU has you covered with GAP Plus!

What is GAP Insurance?

  • Guaranteed Asset Protection
  • GAP insurance is additional coverage when your vehicle is deemed a total loss. It kicks in to help cover the difference if your insurance does not cover the full loan balance.  

What is GAP PLUS?

  • GAP insurance is additional coverage when your vehicle is deemed a total loss. It kicks in to help cover the difference if your insurance does not cover the full loan balance.  
  • GAP Plus is an additional $2,500 incentive that is paid to the principle of your replacement vehicle financed with It'sMyCU!

Check the value or history of a vehicle

  • Consumer vehicle values
  • The leading source of car, motorcycle, RV, and boat values
  • Vehicle search by VIN or plate number
  • Request the vehicle history report

Free Credit Report Review

1

2

3

Review your credit report 

with a specialist

Find out what is affecting 

your score

Learn how to increase
your score

Financial Wellness

Free coaching with a 

certified financial coach

Develop and maintain healthy financial habits

Set financial goals and learn how to achieve them

Learn how to increase 

your credit score

It'sMyCU Member Testimonials

Routing #: 271186931

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