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For a limited time, we’re offering a Black Friday Loan Special. Whether you’re purchasing gifts, consolidating debt, or covering holiday expenses, our loan options are designed to fit your needs.

Don’t wait—this offer ends December 2, 2024! 

• Borrow up to $3,500*
• Rates as low as 8.24% APR*
• Start fresh in the New Year with no payment until after the holidays

Make this season worry-free. Click below to secure your special rate!

*Restrictions apply. Credit approval required. Annual Percentage Rate. New money only. Income limitations apply. Cannot be combined with any other rate discounts. Does not apply to current unsecured loans/lines of credit/Visa Credit Cards financed with It'sMyCU. One "Black Friday Loan Special" per member. First payment due on or before January 28, 2025. $20 membership fee. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. Rate is based on creditworthiness.

• 0% interest on purchases for 6 months*
• Competitive APR
• No annual fee
• No balance transfer fees
• Promotional Balance Transfer Rates:

• 0% for 6 months or 5.9% for 12 months*

*Restrictions apply. Credit approval required. Annual Percentage Rate. Late charges may apply. $20 membership fee. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. The interest rate will move to a rate as low as 9.9% six months after account is opened. Rate is based on creditworthiness.

Hit the road this fall with It'sMyCU!

• In the market for a vehicle? Apply for an auto loan with It'sMyCU before car shopping to find out what you can be pre-approved for and earn $200 CASH* at closing.

• Already have a vehicle financed elsewhere? Refinance with It'sMyCU and earn $200 CASH* at closing.

Get pre-approved for an 

auto loan and earn $200

Already bought a car? Refinance with 

It'sMyCU and earn $200

We have an unsecured loan 

to fit everyone's needs

High rate on your credit card? 

Transfer your balance

• Competitively priced auto warranties.
• You don't have to be a member to get an auto warranty with us!
• Fill out the form below to get a warranty quote.
• If you have additional questions, email lobbylending@itsmycreditunion.org

What is GAP Insurance?

• Guaranteed Asset Protection
• GAP insurance is additional coverage when your vehicle is deemed a total loss. It kicks in to help cover the difference if your insurance does not cover the full loan balance.  

What is GAP PLUS?

• GAP insurance is additional coverage when your vehicle is deemed a total loss. It kicks in to help cover the difference if your insurance does not cover the full loan balance.  
• GAP Plus is an additional $2,500 incentive that is paid to the principle of your replacement vehicle financed with It'sMyCU!

• Consumer vehicle values
• The leading source of car, motorcycle, RV, and boat values

• Vehicle search by VIN or plate number
• Request the vehicle history report

Are you ready to take control of your credit and build a stronger financial future? Our Credit Empowerment Program is here to help you at every step of your journey.

Perfect for those new to credit. Learn the fundamentals and start building your credit the right way. 

Improve your existing credit score with personalized strategies.

Get comprehensive support for significant credit challenges including debt restructuring and budgeting advice.

Review your credit report 

with a specialist

Find out what is affecting 

your score

Learn how to increase
your score

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